TURN KEY RECORDKEEPING & ADMINISTRATION

Included in the FREEDOM 401(k):

• All transaction processing (i.e. loans, distributions, contributions)

• Automated trading through Fidelity Brokerage platform (Fidelity funds are not required)

• Automatic enrollment & deferral escalation

• Automatic processing for terminated employees into the Freedom One IRA

• Management of a participant website to allow:

  • Personal rate of return

  • Balance inquiry

  • Transfer between funds

  • Election changes

  • One “click” rebalancing feature

  • Loan modeling

  • Investment data and links to fund managers

• Management of a plan sponsor website to allow:

  • Access to participant data (balance by fund, etc)

  • Census / payroll data transmission

• Toll-free “live person” dedicated customer service team for all employee questions

• Toll-free “24” hour voice response system

• Automatic payroll tracking to ensure timely plan sponsor payroll submissions

• Paper or electronic quarterly participant statements and newsletters

• Daily reconciliation of holdings and cash

• Compilation of year-end census requirements

• QDRO review and processing

• All administrative services guaranteed to provide 100% satisfaction or applicable fee is waived